IELTS 무료 자료실

2025. 11. 28  Writing Task 2 기출문제

Nowadays, it is easier for young people to have a credit card compared to the past.

Do the advantages of this trend outweigh the disadvantages?

요즘 젊은이들은 과거에 비해 신용카드를 발급받기가 훨씬 쉬워졌습니다.

이러한 추세의 장점이 단점보다 더 클까요?

Advantage

1. Having a credit card allows young people to build a credit history at an early age, which is essential for future financial stability.

2. Credit cards provide convenience and flexibility, especially for online shopping and emergency situations.

3. Using credit cards responsibly helps young adults develop financial management skills, such as budgeting and repayment discipline.

Disadvantage

1. Many young people lack financial literacy, which increases the risk of overspending and falling into debt.

2. High interest rates on unpaid balances can quickly lead to long-term financial problems.

3. Easy access to credit may encourage impulsive buying and weaken responsible spending habits.

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